Our Wealth Management Approach

As you know, many advisors these days call themselves "wealth managers." However, as you look into what they do, they really are just investment generalists pushing product. We take a comprehensive approach to help meet your needs by using a highly consultative method constructing integrated, personalized solutions. We break down our process into a formula for Wealth Management.

WM = IC + AP + RM

Hover over the above formula or click the formula tabs below

Wealth Management Formula

Wealth Management

We believe planning and sound decision making are imperative for financial independence. Throughout our Wealth Management Consultative Process, we employ a comprehensive series of steps to determine where you are financially, where you want to go and what gaps must be filled in order to achieve financial independence for your family.

We function as your personal financial coach, someone who helps you think through your challenges while working with you collaboratively to determine and implement optimal solutions.

Click the above tabs to dive deeper into each part of our formula.

Investment Consulting

Investment Consulting

Investment Consulting is the core component of our proprietary Wealth Management Process and the facet with which you are probably most familiar. We take a carefully structured, diversified and disciplined approach to portfolio management, with the ultimate goal of balancing your family's needs and goals with a suitable level of risk.

Our process consists of the following:

  • Performance analysis
  • Risk evaluation
  • Asset allocation
  • Assessment of impact of costs
  • Assessment of impact of taxes
  • Investment policy statement

Advanced Planning

Advanced Planning

Our Advanced Planning component comprises four additional steps, which make up our formula.

AP = WE + WT + WP + CG

(WE) Wealth Enhancement = Tax mitigation and cash-flow planning.

(WT) Wealth Transfer = Transferring wealth effectively within your family or otherwise.

(WP) Wealth Protection = Risk mitigation, legal structures and transferring risk to an insurance company.

(CG) Charitable Giving = Maximizing charitable impact.

Few advisors use advanced planning, but it is one of the most distinguishing features of our Wealth Management Process. We act as your family's personal coach, guiding you through your plan development. During the Discovery Meeting phase, we identify your complex financial issues, many of which you never realized existed, by asking the right questions. Next, we work with your personal team of professional advisors (i.e., attorneys, tax advisors) to help execute the plan and simplify your life. You can gain the confidence to make sound, long-term decisions in your family's best interest.

Relationship Management

Relationship Management


(CRM) Client Relationship Management

(PNRM) Professional Network Relationship management

As your family's needs evolve, new challenges emerge that may not be easy to overcome alone. As your personal financial coach, we identify pitfalls that may affect you. We then consult other members of your professional team who can provide expertise in a variety of specialties, which include estate planning, insurance and business valuation. Together we discuss your situation and tailor recommendations to meet your specific needs. You can implement our recommendations through your own personal team or work directly with our professional network. No matter how you choose to work with us, our Relationship Management enables you to enjoy valuable, customized advice on every aspect of your financial life.


Not all advisors are willing to give their clients a promise. We do!


    Everything has risks and rewards. We will explain the benefits and risks of every investment and product.


    You will know what we make. We will explain the costs and expenses of what we do.


    Our industry is riddled with acronyms and buzz words. We will explain our services and products with clarity in language you can easily understand.

The Consultative Wealth Management Process


Our Wealth Managers deliver a full range of financial services and products in order to help meet your key financial needs. These are not just investment-related, but also address the four advanced planning areas: Wealth Enhancement, Wealth Transfer, Wealth Protection and Charitable Giving.

Clearly identifying the gaps in what you want to accomplish and applying our recommendations to help achieve your financial goals has a number of important benefits:

  • Helps provide long-term discipline for your investment decision-making
  • Encourages effective communication
  • Allows us to be proactive when life and markets happen

Get a Second Opinion

Find out today if your wealth management plan is on track to complete your goals. Have our professional network team brainstorm ideas for you to make sure all areas of your financial life are being taken care of properly.